Industry Performance: Auto (4Q21)
Vehicles are selling, but credit unions must consider the risks of financing less reliable used cars at all-time-high prices.
Vehicles are selling, but credit unions must consider the risks of financing less reliable used cars at all-time-high prices.
A focus on reining in costs and changing organizational culture have transformed the Ohio-based institution.
The Arizona cooperative commits time and money to fundraising, grants, and activities that revolve around the idea of giving back.
Process improvements from beginning to end and stronger partnerships await credit unions that use the right technology and service provider.
When it comes to building the auto portfolio, BHCU and Seasons FCU take different directions but arrive at the same destination.
Lifestyle changes intensified by the pandemic have made recreational vehicles hot sellers, and Alliant Credit Union is flying high off its RV portfolio.
How pairing up with an online used car retailer has helped Digital Federal Credit Union serve members during social distancing, play to partner popularity, and update an old sales model.
Auto lending continues to dominate in penetration and market share; loan quality also improves.
Lower wait times and more self-service options result in higher member satisfaction.
The new ACES Consumer platform from ARMCO automates audit and compliance processes while adding visibility and efficiency.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.

Harvard FCU combines digital estate planning with human financial guidance to support positive, proactive wealth transfer across generations.

Discover how small to midsize credit unions can weather the economic headwinds hitting their communities right now.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

At Service Credit Union, Dave Widener connects data, strategy, and culture to shape better outcomes for members.

The Ohio-based cooperative has partnered with a fintech to offer fractional investing as part of its financial education curriculum in local schools.

Seven questions credit union board members should ask to ensure alignment on executive benefit plan goals.

As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.

How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.