High Rates + Costly Assets = Slow Lending
Following years of elevated output, lending returned to historic norms in 2023.
Following years of elevated output, lending returned to historic norms in 2023.
The right streamlined processes plus industry insight supports auto portfolio growth.
Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented increased risk.
Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Learn how credit unions can embrace digital transformation to foster strong partnerships and prepare for upcoming market shifts.
Pumping up membership via indirect loans can be beneficial, but the strategy has its downsides.
Dive into the performance trends that shaped the final quarter of the year, and learn how those metrics could impact the months ahead.
How did credit unions perform in the first three months of the year? Learn this and other insights from Callahan’s quarterly webinar.
Vehicles are selling, but credit unions must consider the risks of financing less reliable used cars at all-time-high prices.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.