Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
Credit Card Spending Rebounds. Penetration Holds Steady.
September 11, 2023
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Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.
Housing Shortages Are Plaguing Buyers And Driving Up Prices
August 29, 2023
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Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state by state.
Get Ready For The Student Loan Payments Pinch
August 28, 2023
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Federal student loan payments resume in October, increasing the monthly debt load by hundreds of dollars for many borrowers.
Preparing Credit Unions For The Evolving Indirect Lending Market
August 14, 2023
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Learn how credit unions can embrace digital transformation to foster strong partnerships and prepare for upcoming market shifts.
OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.
August 14, 2023
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The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
The Good, The Bad, And The Complicated: How Atomic Credit Union Learned To Live With CECL
August 14, 2023
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The Ohio cooperative is improving processes and strategizing while waiting to see how compliance shakes out.
‘Big Deck,’ Big Success
August 7, 2023
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TAPCO Credit Union boosted loan volumes with a campaign that put a new spin on a not-safe-for-work expression.
Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy
August 7, 2023
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Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Class Is Back In Session For Student Loan Payments
August 7, 2023
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Payments and interest on federal student loans are set to resume following a three-year pause. Here’s how one credit union is preparing.
Increased Credit Card Use During Economic Uncertainty
August 7, 2023
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More than one-third of cardholders have increased credit card spending in the past six months. What do you need to know about these consumers?
Credit Card Spending Rebounds. Penetration Holds Steady.
Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.
Housing Shortages Are Plaguing Buyers And Driving Up Prices
Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Get Ready For The Student Loan Payments Pinch
Federal student loan payments resume in October, increasing the monthly debt load by hundreds of dollars for many borrowers.
Preparing Credit Unions For The Evolving Indirect Lending Market
Learn how credit unions can embrace digital transformation to foster strong partnerships and prepare for upcoming market shifts.
OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.
The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
The Good, The Bad, And The Complicated: How Atomic Credit Union Learned To Live With CECL
The Ohio cooperative is improving processes and strategizing while waiting to see how compliance shakes out.
‘Big Deck,’ Big Success
TAPCO Credit Union boosted loan volumes with a campaign that put a new spin on a not-safe-for-work expression.
Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy
Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Class Is Back In Session For Student Loan Payments
Payments and interest on federal student loans are set to resume following a three-year pause. Here’s how one credit union is preparing.
Increased Credit Card Use During Economic Uncertainty
More than one-third of cardholders have increased credit card spending in the past six months. What do you need to know about these consumers?
Browse Topics
How Blue FCU Measures What Really Matters
Aaron Passman
The Wyoming cooperative combines custom impact measurements with traditional KPIs to track progress on its 10-year strategic plan.
Members Don’t Just Need A Partner, They Need A Copilot.
Aaron Passman
Roughly 80% of True Sky FCU members have used its free credit review service, which helps the cooperative deepen relationships while members improve their financial lives.
What Credit Unions Need To Know About New 401(k) Rules
Andrew Lepczyk
A recent executive orders kickstarted changes to retirement-savings plans. Credit unions can play a role in financial education to make sure members and employees are making the best choices for their personal financial wellness.
At Chartway FCU, Leaders Aren’t Born – They’re Made
Savana Morie
The Virginia-based institution hopes an Emerging Leaders program will help create a strong internal leadership pipeline. Its second cohort began its training in July.
Back To School Hits The Wallet
Aaron Passman
The cost of returning to the classroom has increased more than 35% in the past decade, putting the pinch on parents and students alike.
Y-12 Offers Financial Wellness For Every Workforce
Savana Morie
The Tennessee cooperative is redefining wellness through Y-Fi @ Work, a free financial education program available to East Tennessee employers.
10 Ways Credit Unions Support Back-To-School Season
Aaron Passman
As students head back to campus this fall, the nation’s financial cooperatives jump to the head of the class with creative community partnerships, classroom-ready resources, and real financial support.
How Well Do You Know The Gen Z Economy?
Andrew Lepczyk
From TikTok tips to Buy Now Pay Later pitfalls, Gen Z is navigating a complex financial landscape shaped by economic uncertainty, digital innovation, and shifting priorities — test your knowledge of this nuanced generation in this interactive quiz.
Stocking Every Aisle With Financial Opportunity
Callahan & Associates
Publix Employees FCU turns everyday moments into lasting financial impact. Through on-site support and a vibrant wellness program, the credit union is building trust, offering guidance, and forging financial confidence one associate at a time.
Insights From The Outside: Nick Riegal
Savana Morie
Ascend FCU’s senior vice president of marketing reflects on his entrance into the industry a year ago and what he’s looking forward to accomplishing in the next.