Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
Macroeconomic Indicators In 2Q24
September 11, 2024
No Comments
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making for the rest of the year.
As Indirect Lending Falls, So Goes Auto Market Share
September 10, 2024
No Comments
Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Better Rates And Service Mean Extra Costs For Credit Unions
September 10, 2024
No Comments
Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
3 Reasons To Include Student Lending In Your 2025 Plan
September 10, 2024
No Comments
The need for responsible higher education financing continues to grow, and your credit union has an opportunity to provide affordable, flexible funding for college and technical careers.
Buy Now, Pay Later: Fad Or The Future?
September 9, 2024
No Comments
BNPL programs have become a key player in the financial landscape, with some credit unions adopting their own version for their members.
6 Reasons Credit Unions Are Selling Their Credit Card Portfolios
September 9, 2024
No Comments
Market pressures and compliance challenges are just two variables pushing cooperatives to hand off their card operations.
It’s Time To Rethink Credit Card Rewards
September 9, 2024
No Comments
How credit card reward programs drive business and loyalty at Alliant and Affinity credit unions.
Exit Interview: Hank Hubbard, One Detroit Credit Union
September 2, 2024
No Comments
The veteran leader and Motor City hype man looks back on a career centered on living the “people helping people” philosophy.
A Path To Prosperity And Financial Wellness
August 26, 2024
No Comments
Some credit unions offer loans for trade schools and vocational programs that provide well-paying jobs without a four-year college degree.
Ask An Analyst: What Does The Data Say About Financial Wellness?
August 26, 2024
No Comments
Americans face challenges in retirement planning and rising debt. Credit unions can help them tackle that.
Macroeconomic Indicators In 2Q24
Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making for the rest of the year.
As Indirect Lending Falls, So Goes Auto Market Share
Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Better Rates And Service Mean Extra Costs For Credit Unions
Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
3 Reasons To Include Student Lending In Your 2025 Plan
The need for responsible higher education financing continues to grow, and your credit union has an opportunity to provide affordable, flexible funding for college and ...
Buy Now, Pay Later: Fad Or The Future?
BNPL programs have become a key player in the financial landscape, with some credit unions adopting their own version for their members.
It’s Time To Rethink Credit Card Rewards
How credit card reward programs drive business and loyalty at Alliant and Affinity credit unions.
Exit Interview: Hank Hubbard, One Detroit Credit Union
The veteran leader and Motor City hype man looks back on a career centered on living the “people helping people” philosophy.
A Path To Prosperity And Financial Wellness
Some credit unions offer loans for trade schools and vocational programs that provide well-paying jobs without a four-year college degree.
Ask An Analyst: What Does The Data Say About Financial Wellness?
Americans face challenges in retirement planning and rising debt. Credit unions can help them tackle that.
Browse Topics
How Blue FCU Measures What Really Matters
Aaron Passman
The Wyoming cooperative combines custom impact measurements with traditional KPIs to track progress on its 10-year strategic plan.
Members Don’t Just Need A Partner, They Need A Copilot.
Aaron Passman
Roughly 80% of True Sky FCU members have used its free credit review service, which helps the cooperative deepen relationships while members improve their financial lives.
What Credit Unions Need To Know About New 401(k) Rules
Andrew Lepczyk
A recent executive orders kickstarted changes to retirement-savings plans. Credit unions can play a role in financial education to make sure members and employees are making the best choices for their personal financial wellness.
At Chartway FCU, Leaders Aren’t Born – They’re Made
Savana Morie
The Virginia-based institution hopes an Emerging Leaders program will help create a strong internal leadership pipeline. Its second cohort began its training in July.
Back To School Hits The Wallet
Aaron Passman
The cost of returning to the classroom has increased more than 35% in the past decade, putting the pinch on parents and students alike.
Y-12 Offers Financial Wellness For Every Workforce
Savana Morie
The Tennessee cooperative is redefining wellness through Y-Fi @ Work, a free financial education program available to East Tennessee employers.
10 Ways Credit Unions Support Back-To-School Season
Aaron Passman
As students head back to campus this fall, the nation’s financial cooperatives jump to the head of the class with creative community partnerships, classroom-ready resources, and real financial support.
How Well Do You Know The Gen Z Economy?
Andrew Lepczyk
From TikTok tips to Buy Now Pay Later pitfalls, Gen Z is navigating a complex financial landscape shaped by economic uncertainty, digital innovation, and shifting priorities — test your knowledge of this nuanced generation in this interactive quiz.
Stocking Every Aisle With Financial Opportunity
Callahan & Associates
Publix Employees FCU turns everyday moments into lasting financial impact. Through on-site support and a vibrant wellness program, the credit union is building trust, offering guidance, and forging financial confidence one associate at a time.
Insights From The Outside: Nick Riegal
Savana Morie
Ascend FCU’s senior vice president of marketing reflects on his entrance into the industry a year ago and what he’s looking forward to accomplishing in the next.
6 Reasons Credit Unions Are Selling Their Credit Card Portfolios