Industry Insights

Blogs

Top-Line Revenue Expands At U.S. Credit Unions

Credit unions added high-yielding loans to their balance sheets during the second quarter; however, higher funding costs offset some of these gains.
Blogs

Optimistic Economic Outlook Leads To Talk Of ‘Immaculate Disinflation’

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

3 Key Questions For Strategic Planning

As the industry heads to the close of a turbulent year, a few core questions can guide discussions around how to better serve members and ...
Blogs

Data Breaches Are More Expensive … And The Costs Are Growing

A new study from IBM Security finds data breaches are costing more to handle while identifying and containing them isn’t getting any faster.
Blogs

Americans Need Financial Wellness More Than Ever

New data from the U.S. Census Bureau shows widening income gaps and rising poverty, illuminating the ongoing need for financial literacy programs from credit unions.
Blogs

Compensation Catches Up With The Cost Of Living

Inflation is cooling, and American wages have finally caught up, bringing much-needed relief to American budgets.
Blogs

Credit Card Spending Rebounds. Penetration Holds Steady.

Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.
Blogs

Summer Closes With Economic Optimism

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Blogs

Ready Or Not, The Age Of AI Is Here

Patelco Credit Union’s chief technology officer looks beyond banking to envisage a future with artificial intelligence.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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