Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Lending was the theme of the third quarter as the economic environment undergoes a complete reversal.
Rising rates, soaring inflation, and an unstable economy could make for a grim holiday season, but CreditUnions.com has inspiring stories of credit unions bringing joy to others.
A confluence of major factors have resulted in some of the weakest share growth in several years.
Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
As more and more young workers become detached from their jobs, what can credit union leaders do to re-engage their employees?
Business and community development have transformed this new CEO into a listening leader.
Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.
A look back at the Great Recession and subsequent industry performance offers an understanding of risks and opportunities in the current economic climate.
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
How can credit unions stay true to their mission while evolving to meet modern needs?
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.