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Graph Of The Week

Share Draft And Auto Loan Penetration Jump Substantially

Penetration growth is uneven across product lines, with share draft and auto loans blazing a trail in the past decade while other products remain stagnant.
Industry Insights

Originations Slide As Lenders Tighten Underwriting

The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to ...
Partner Perspectives

The Strategic Advantage Of Residual-Based Financing

Credit unions are facing unique challenges as economic pressures deter potential buyers who are struggling with affordability.
Features

Earth Day Is Every Day For Green Lenders

New stores of federal funding are now available to help credit unions cultivate a growing business in solar and more.
Credit Union Industry Commentary

Green Lending: What Is Your ‘Why?’

There are different motivations for delving into green lending, but five in particular apply to the strategic focus of credit unions.
Graph Of The Week

Could EVs Help Credit Unions Lure Younger Members?

More than half of Americans younger than 50 say they would consider purchasing an electric vehicle. That’s an opportunity for credit unions.
Partner Perspectives

Revolutionizing Credit Union Auto Financing In The EV Era

By offering financing options at the top of the funnel, lenders can influence purchasing decisions and establish themselves as trusted financial partners.
Industry Insights

High Rates + Costly Assets = Slow Lending

Following years of elevated output, lending returned to historic norms in 2023.
Partner Perspectives

Credit Unions And Dealerships Connect Via Seamless Indirect Lending Solutions

The right streamlined processes plus industry insight supports auto portfolio growth.
Features

Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.

Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.

CreditUnions.com Top Picks For 2025

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.

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