First Mortgages

Features

OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.

The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
Blogs

Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Features

Impact Strategies From January 2023

A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
Industry Insights

5 Takeaways From Trendwatch 2Q 2022

Macroeconomic shifts drove changes in member demand, which impacted top-level credit union metrics.
Features

How Credit Unions Are Coping With Surging Mortgage Rates (Part 1)

Some underwriting and belt-tightening, staffing and product changes are part of the response as swiftly rising rates roil the housing market.
Industry Insights

What’s Next for the Housing Market?

The U.S. is experiencing a shortage of homes amid record demand, which is likely to have an impact on mortgage lending moving forward.
Features

Are We In A Housing Bubble? 5 Credit Union Leaders Weigh In

Supply still lags demand but price hikes are slowing, and a lot has changed in the past 15 years.
Graph Of The Week

Mortgage Originations Rise Gradually Amid Surge In Home Values

First mortgage originations at credit unions have risen substantially in the last decade, a period in which median home values have nearly doubled.
Features

A Call For Cooperatives To Close The Racial Homeownership Gap

GreenState Credit Union has committed $1 billion toward home loans for communities of color. CEO Jeff Disterhoft is rallying the entire industry to take similar ...
Features

Crowdsourcing For A Cause: How Blue FCU Plans To Ease The Down Payment Pinch

The Wyoming-based credit union is testing a program that rewards members for contributing to a fund to help other members more easily afford a down ...

Exit Interview: Deb Vollmer

The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.

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