Earnings

Industry Insights

Quarterly Market Snapshot And Two-Year Financial Statement (4Q 2024)

Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement ...
Industry Insights

Quarterly Market Snapshot And Two-Year Financial Statement (3Q 2024)

The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.
Blogs

Better Rates And Service Mean Extra Costs For Credit Unions

Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
Blogs

NCUA’s New Fee-Reporting Rules: Your Questions Answered

With “junk fees” in the crosshairs in Washington, Callahan takes a deep dive into how that revenue impacts the balance sheet and what the future ...
Industry Insights

Interest Margins Are Up. ROA Is Not.

Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.
Graph Of The Week

Credit Union Revenue Hits $89 Billion

Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.
Blogs

The Impact Of Higher Rates On Credit Union Earnings

As credit unions repriced their asset portfolios, higher loan and investment yields bolstered margins and revenue. However, stiff competition for liquidity increased the cost of ...
Features

After 7 Years, CECL Is Here. Quest FCU Was Ready.

The Ohio cooperative has been working with vendors and testing new solutions to find the right fit for the new reporting standards.
Blogs

5 Takeaways From Trendwatch 4Q 2022

Dive into the performance trends that shaped the final quarter of the year, and learn how those metrics could impact the months ahead.
Industry Insights

The Last Crisis Vs. Today: A Credit Union Perspective

A look back at the Great Recession and subsequent industry performance offers an understanding of risks and opportunities in the current economic climate.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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