High Rates + Costly Assets = Slow Lending
Following years of elevated output, lending returned to historic norms in 2023.
Following years of elevated output, lending returned to historic norms in 2023.
Credit union leaders can lead their organizations through a period of uncertainty by looking at results through a different lens.
What might performance in 2023 mean for 2024?
The Lombardi Trophy is once again up for grabs, and credit union data can help determine this year’s Super Bowl winner.
Callahan is helping leaders make the most of their time with stories meant to inspire creative, different thinking.
From liquidity challenges to slowdowns in lending, new regulations and more, credit unions embraced uncertainty this year.
Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.
The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Delinquency in on the rise, but some areas of the loan portfolio are performing notably better than others.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.

RKL offers insight, expertise, and experience to help fight off growing threats.

Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.

Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.

Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.

Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?

Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

Today’s job market is shaped by skills based expectations, with employers slowing entry level hiring and placing greater emphasis on applied experience.

St. Cloud Financial is betting on digital assets to protect member relationships and future relevance. It’s picked up lessons for other leaders along the way.
A New Economic Environment Demands New Perspectives