Loan Originations

Industry Insights

High Rates + Costly Assets = Slow Lending

Following years of elevated output, lending returned to historic norms in 2023.
Features

Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.

Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
Graph Of The Week

Indirect Delinquency Continues To Outpace Direct

Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented ...
Features

2024 Vendor Showcase

Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.
Blogs

5 Takeaways From Trendwatch 3Q 2023

Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
Partner Perspectives

Challenges And Opportunities In Member Business Lending

A shift toward technology-driven business models can help credit unions streamline operations, enhance member experience, and maintain competitiveness.
Blogs

Revenue And Loan Originations Increase Alongside Credit Union Hiring

Rate hikes and bank failures create concerns about market stability, but job numbers remain a beacon of optimism.
Blogs

Consumers Are Shying Away From Fixed-Rate Mortgages

As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Blogs

Auto Lending Surges As Other Categories Stall

Credit unions increased market share for auto originations in the first quarter, but that wasn't true across the board.
Blogs

Mortgage Originations Drop. Market Share Remains Flat.

Credit union mortgage market share is largely unchanged from one year ago; however, the percentage of adjustable-rate loans has jumped substantially.
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