Non-Interest Income (NII)

A Strategy To Serve Members And Build Non-Interest Income

Top-Level Takeaways CBC Federal Credit Union launched an insurance CUSO in August 2021 to provide members with money-saving options. As an added bonus, the CUSO also adds a new source of non-interest income. The CBC Insurance Agency has already surpassed its 100-policy milestone. The credit union now has plans to offer DMV registration services in-branch.

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Blogs

Overdraft Fees Weigh On Members In The Second Quarter

Rising expenses caused members to pay more in non-sufficient funds and overdraft fees in the second quarter, but it varies by region.
Blogs

5 Takeaways From Trendwatch 4Q 2022

Dive into the performance trends that shaped the final quarter of the year, and learn how those metrics could impact the months ahead.
Features

Overdraft Fees Rose 18% In 2022. How Will This Impact Collections In 2023?

Overdraft fees are an early warning sign of potential delinquency. Proactive communication is critical.
Industry Insights

5 Takeaways From Trendwatch 2Q 2022

Macroeconomic shifts drove changes in member demand, which impacted top-level credit union metrics.
Features

For Patelco, Growth Is The Icing On The Cupcake

A new shared location with a popular cupcake shop has reversed the credit union’s fortunes in San Ramon, CA, where one branch is now serving ...
Graph Of The Week

Mortgage Slowdown Cuts Origination Fees In Half

Income from mortgage originations and servicing were down from one year ago following slowdowns in sales and refinancing.
Industry Insights

5 Takeaways From Trendwatch 1Q 2022

How did credit unions perform in the first three months of the year? Learn this and other insights from Callahan’s quarterly webinar.
Features

Fees With Benefits? TCT FCU Makes It Work.

The New York credit union has lowered punitive fees and added an array of benefits to spread the gain while easing the pain.
Features

A Strategy To Serve Members And Build Non-Interest Income

Top-Level Takeaways CBC Federal Credit Union launched an insurance CUSO in August 2021 to provide members with money-saving options. As an added bonus, the CUSO ...
Features

2 Ways To Approach Fee Relief For Members

United FCU offers support by reducing overdraft and NSF fees; Amplify flat-out eliminates them.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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