Non-Interest Income (NII)

A Strategy To Serve Members And Build Non-Interest Income

Top-Level Takeaways CBC Federal Credit Union launched an insurance CUSO in August 2021 to provide members with money-saving options. As an added bonus, the CUSO also adds a new source of non-interest income. The CBC Insurance Agency has already surpassed its 100-policy milestone. The credit union now has plans to offer DMV registration services in-branch.

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A Dive Into Interchange Income

A study of performance data from nearly 150 credit unions sheds light on what is happening beneath the broad categories represented on the 5300 Call Report.

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Features

For Patelco, Growth Is The Icing On The Cupcake

A new shared location with a popular cupcake shop has reversed the credit union’s fortunes in San Ramon, CA, where one branch is now serving ...
Graph Of The Week

Mortgage Slowdown Cuts Origination Fees In Half

Income from mortgage originations and servicing were down from one year ago following slowdowns in sales and refinancing.
Industry Insights

5 Takeaways From Trendwatch 1Q 2022

How did credit unions perform in the first three months of the year? Learn this and other insights from Callahan’s quarterly webinar.
Features

Fees With Benefits? TCT FCU Makes It Work.

The New York credit union has lowered punitive fees and added an array of benefits to spread the gain while easing the pain.
Features

A Strategy To Serve Members And Build Non-Interest Income

Top-Level Takeaways CBC Federal Credit Union launched an insurance CUSO in August 2021 to provide members with money-saving options. As an added bonus, the CUSO ...
Features

2 Ways To Approach Fee Relief For Members

United FCU offers support by reducing overdraft and NSF fees; Amplify flat-out eliminates them.
Industry Insights

3 Takeaways From The First Quarter Of 2021

The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.
Industry Insights

6 Useful Ratios For Uncovering The Financial Shock Of COVID-19

Spread analysis deconstructs credit union earnings to gauge the health of an institution and its broader industry.
Industry Insights

A Dive Into Interchange Income

A study of performance data from nearly 150 credit unions sheds light on what is happening beneath the broad categories represented on the 5300 Call ...
Industry Insights

What’s Happening In Non-Interest Income?

Early data from Callahan & Associates’ new non-interest income tool shows dramatic differences in NII strategy among credit unions.

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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